Liability covers injuries and damage you may cause to others on the road, and it's required by law in most states. "Full coverage" auto insurance, while not a real insurance coverage, could include all state-required coverages like liability plus coverage for damages to your vehicle (typically via collision and comprehensive coverage). Note that asking for "full coverage" won't mean you're ...

Understanding the Context

Paying for comprehensive and collision โ€” the coverages that many people mean when they say "full coverage" โ€” may not be worth it if your car's value is minimal and your policy includes a high deductible. Usually, you have to have comprehensive and collision on a financed car because most lenders require it. However, if your vehicle is paid in full, you have the option to drop the coverages ... Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control.

Key Insights

This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature. Though often referred to as "comprehensive insurance," comprehensive coverage refers to a ... Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. Comprehensive vs. collision insurance: What's the difference?

Final Thoughts

Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover. Comprehensive covers damage to your vehicle from unexpected non-collision incidents like theft, animal damage, falling trees, and weather damage. Comprehensive and collision are two different types of coverages that can cover physical damage to your RV. Comprehensive protects against events outside your control: theft, vandalism, fire, glass breakage, collisions with animals, and weather-related issues.